|
|
Invention relates to wireless communication. The wireless data transmission device includes a transition unit for terminal data transmission, a terminal data transmission unit which transitions to a state in which communication with a data transmission terminal is possible in response to a transition instruction sent by the transition unit for terminal data transmission, a signal generating unit for generating a transition instruction signal, a transmission unit for wirelessly transmitting the transition instruction signal generated by the signal generating unit to an information processing device, a reception unit for wirelessly receiving a response from the information processing device to the transition instruction signal transmitted from the transmission unit, and a terminal data transmission control unit for starting to control information transmission/reception between the data transmission terminal and the information processing device according to the response received by the reception unit. |
|
|
Device for medium transportation used in automated cashpoint Invention relates to device for medium transportation used in automated cashpoint providing possibility of simple opening and closing the medium transportation path in the device for medium transportation which permits to easily open and close medium transportation path as well as to easily and quickly eliminate jamming which can occur in the event of paper medium transportation. The device contains the first and the second conveying elements each one of which movably supports one of paper medium surfaces, opening and closing assembly rotatably connected with the second conveying element, as well as locking device located at one side of opening and closing assembly and made capable to lock this assembly. |
|
System and method of transactions Invention relates to computerisation of transactions. Transaction system comprises multiple channels or transaction modes associated with the transaction account. Note here that at least one channel or transaction mode is unsafe relative to other channels or transaction modes. It includes transaction subsystem to receive the request from transaction account holder on the basis of unique ID of account holder to vary the state of said unsafe channel or mode from first ate to second state in response to received request. Note here that the next transaction message identified as related with relative unsafe channel or mode set at said first state is rejected. Note here that the next transaction message identified as related with relative unsafe channel or mode set at said second state is allowed for further processing. |
|
Automated teller machine allows temporary laying of paper media into a carriage, controlling the direction of movement of the carriage by turning the carriage using a wheel, and delivering the paper media to one of a plurality of dispensers by moving said carriage on conveyor lines. The offload line for paper media offloaded to the unit for storing collected media from a unit for transporting reject media, and the offload line for paper media offloaded to the unit for storing collected media from the carriage are situated in a single offloading space. This enables to collect, at the same place, paper media that were defined as substandard and to be rejected and paper media that were obtained by dispensers and were returned. Such a solution simplifies the design. |
|
Method of improving security of automated payment system Disclosed is a method for conducting safe financial operations on a payment terminal of a self-service automated payment system by changing the PIN code system of the bank card after each use thereof. The ATM issues the user a new PIN code generated by the system and printed inside a closed PIN envelope which preserves confidentiality of the obtained data. The generated package of envelopes with pre-printed codes, data of which are stored in the system, can be loaded into the ATM. When issuing another envelope, the system assigns the code resident therein to the bank card. The one-time PIN code does not require storage and so can have more characters, each improving security by an order. |
|
|
Disclosed is a method of protecting the reading device for data medium in form of a card from unauthorised evaluation or copying of magnetically encoded data which are recorded on the reading device for the data medium in form of a card. A magnetic interference field is generated using an interference field coil. The arrangement of at least one interference field coil is such that an authorised magnetic reading head when reading magnetically encoded data on the data medium in form of a card is also under the effect of the interference field of the interference field coil. An output or resultant signal of the authorised magnetic reading head formed by the useful signal of the data medium in form of a card and the effect of the interference field is detected. The effect of the interference field of the interference field coil on the output or resultant signal of the authorised magnetic reading head is compensated for or filtered, or the useful signal is selectively filtered off from the output or resultant signal of the authorised magnetic reading head. |
|
Method of access to applications in secure mobile environment Application describes a method of access in a mobile communication device (4) to an application (5, 14, 26) distributed by a service provider (2) using a trustworthy application also known as a "wallet" (12). At the same time in the mobile device (4) there is a secure element (7), such as a SmartMX device, comprising a service administrator (8), which controls the application (5, 14, 26), in process of realisation of which by means of the service administrator (8) the communication between the application (5, 14, 26) and an allocated codec (6, 15) of applications also distributed by the service provider (2) is controlled, at the same time the codec (6, 15) of applications is designed for coupling of the service administrator (8) and the application (5, 14, 26), for processing of the request of access to the application (5, 14, 26), received from the administrator (8) and initiated by the "wallet" (12), and for realisation of access to the application (5, 14, 26) by means of the service administrator (8) through the communication between the application (5, 14, 26) and the codec (6, 15) of applications, as a result of which the codec (6, 15) of applications connected to the appropriate application (5, 14, 26) realises access (23) to the application (5, 14, 26) under control of the service administrator (8). |
|
Device (10) is described for document handling, comprising a safe (20), including an accumulating unit (30), a module (30) for banknotes handling, installed on top of the safe (20) and a cover (60) of a door, which hides the door of the safe (22), providing access to the inner part of the safe. A module (30) for banknote handling has an input module (41), a transportation mechanism (42) of the BHM for movement of documents, an output module (46), a unit of document analysis (43) and the first deflector (44), controlled by the main control device. Besides, the cover (60) of the door hides a cassette module (50), arranged between the cover (60) of the door and the door (22) of the safe, and which includes a detachable cassette (110) for storage of documents. |
|
Transfer of funds to many receivers for payment without card usage System is configured to receive a request for transfer of funds to many receivers from the first terminal, containing individual requests for funds transfer to many receivers, at the same time each individual request for funds contains the amount transferred to the receiver and a number of the receiver's mobile phone. The request for transfer of funds to many receivers is processed by generation of a withdrawal code for each of individual requests of funds transfer, saving the withdrawal code and the access code related to each receiver in the operations data storage as an account of an operation. Amounts transferred to many receivers are withdrawn from the client's account, and the amounts transferred are credited to the combined account for operations without usage of cards, and withdrawal codes are transferred to appropriate numbers of mobile telephones of receivers. |
|
Multifunctional floor-mounted terminal Invention relates to computer engineering and specifically to multifunctional terminals. The multifunctional floor-mounted terminal has a housing with a middle and a back part, a flat screen for displaying and inputting information in form of an external transparent touch panel and a flat display behind said panel, both mounted on a common chassis and having equal dimensions in the plan view, a flat floor-mounted base; the supporting back part of the housing is in form of a door which, in the closed position, is inclined by 1.5-4.0° upwards and backwards, protrudes from the sides and from the top beyond the size of the supporting back part of the housing and is mounted thereon by vertical hinges placed on its back side, wherein the supporting back part of the housing has, made from sheet metal, an upper wall slanted downwards and backwards, two identical lateral walls and a vertical back wall lying in between, and below the supporting back part of the housing, two identical loads are placed symmetrically about the longitudinal middle line, wherein said lateral walls lie symmetrically about the middle longitudinal plane and at an angle α=45-70° to it, and the back wall is perpendicular to this plane. |
|
Automated teller machine has a main part which enables to receive or issue paper money; a cassette for holding paper money which slides into or from the main part, wherein one side of the cassette is provided with a cassette clutch for obtaining mechanical energy from the main part; a cassette receiver located in the main part for fitting the cassette and provided with a main part clutch which is connected to the cassette clutch for transferring mechanical energy from the main part to the cassette when the cassette is fit into the cassette receiver; there is a connector on both the main part clutch and the cassette clutch, which enables to superimpose on one axial line, central axes of rotation of the main part clutch and the cassette clutch so as to facilitate connection of the main part clutch and the cassette clutch. Since the disclosed automated teller machine controls the cassette using mechanical energy transferred from the main part of the machine, no separate drive is needed for the operation of the cassette. |
|
Withdrawal of money transferred electronically without using card System comprises a communication module to receive requests of funds transfer and requests of funds withdrawal from a terminal, at the same time each request of funds transfer contains an encrypted code of access, which is coded in the terminal after a customer enters an access code via the terminal, and each request of funds withdrawal contains a withdrawal code and an access code entered by the customer via the terminal, a module of access code for decoding of the received encrypted access code and determining reliability of the access code after receipt of the funds transfer request, a module to process payments for withdrawal of the transferred amount from the customer's account and crediting it to the combined account, if it is confirmed that the access code is reliable, a module of code generation to generate a withdrawal code corresponding to the funds transfer request, if it is confirmed that the access code is reliable, at the same time the communication module is arranged as capable of transferring the withdrawal code after its generation only to the mobile phone of the receiver. |
|
Multifunctional multiuser automated public service point Disclosed is a multiuser multifunctional automated public service point (APSP) comprising: a cabin with an automatic entrance door, an external fully functional automated teller machine (ATM)/or terminal for receiving payments or issuing cash, an external terminal for receiving payments and an external information terminal. The cabin of the APSP includes a user working area having a user workstation which includes a document processing apparatus, a data display unit, an audio and video communication apparatus, an apparatus making payments and a control device. The ATM/terminals and terminals operate with a single secure cash storage safe, wherein delivery of notes/coins from the cash storage into the issue trays of the ATM/ terminals and terminals, and reception of notes/coils from the receiving trays into the cash storage takes place through a conveyor system. |
|
System for remote control of transactions Invention relates to computer engineering. The system for remote control of transactions comprises at least one mobile communication network which includes a set of mobile user communication terminals, base stations and wireless communication channels connecting them, where each mobile terminal is provided with apparatus for obtaining biometric user data, a set of financial institutions equipped with apparatus for performing electronic transactions, and an electronic transaction administrator, having apparatus for generating user personal identification data, apparatus for converting user biometric data into a code matrix, and a user personal identification data storage. The system comprises a set of user plastic cards with integrated electronic circuits. Each mobile user communication terminal is fitted with a camera for obtaining photographic and/or video mages corresponding to biometric user data, an image point brightness level sensor, apparatus for reading information from the user plastic cards with integrated electronic circuits and writing information onto said cards, and satellite positioning apparatus. |
|
Method to generate audit of personal biometric information Method to generate audit of personal biometric information comprises stages, at which a new pair is periodically formed from an open and secret key of biometric audit data collection facility, and periodically the older secret key of audit data collection is destroyed, during registration a user provides the system of security audit data collection his or her certificate of the open key of their confidentiality warrant, whenever reliable user actions are carried out in the secured information system, the facilities of personal biometric information audit collection memorise biometric images provided by the user, as well as a part of conditions of biometric-cryptographic authentication facilities compliant with them, this information is coded on the open key of confidentiality warrant and is placed in the biometric audit archive. |
|
|
Method of identifying a user by using a PIN code involves assigning the user with a unique number for accessing an identification system. A PIN code table corresponding to the said unique number is created and the unique number and PIN code table are stored by both parties. PIN codes are read by the user from the table and the PIN code is sent to the identification system where the incoming PIN code is compared with the PIN code stored in the identification system with output of a control solution. Columns and rows of the table are assigned indices, with possibility of unambiguous determination of any cell of the PIN code table as a set of indices of intersecting elements of the table, where the indices are displayed in random order. A single character is randomly placed into each cell of the table. The user and the identification system assume the same order of reading characters from the PIN code table, beginning with the character indicated in given cell of the PIN code table. First, the user enters the identification system by entering the unique number and if such a unique number is available in the memory of the identification system, the identification system responds by randomly selecting a cell of the PIN code table and determines the set of indices of the elements of the table at whose intersection lies the cell and sends that set of indices to the user. The said user uses the set of indices on their copy of the PIN code table, finds the cell containing the first PIN code character and, using the received order of reading characters from the PIN code table, identifies the rest of the cells containing the rest of the PIN code characters. Further, the user enters the obtained PIN code or list of cells of the table containing PIN code characters into the identification system which compares the obtained PIN code with the PIN code obtained inside the identification system from the PIN code table stored in it in accordance with the received order of their reading. If the entered PIN code coincides with that obtained inside the identification system, the latter confirms successful user identification. If the entered PIN code does not coincide with that obtained inside the identification system, the latter carries out an action assigned by the corresponding program, e.g. switches on an alarm signal or blocks the user with the given unique number for a certain time. |
|
Method and device for user selection in multiple languages for system user interface Terminal comprises processor, display, memory, reader of cards with data saved on portable memory carrier. Operator interface is displayed on screen in operator's language, customer interface is created by customer interface program and is performed by processor, customer interface is displayed in customer's language. Module of language identification is saved in memory and is performed by processor. Module of language identification is arranged with the possibility of operator's language and customer's language selection, which are displayed for operator and customer, accordingly. Languages of operator and customer are selected out of multiple languages saved in module. Languages of operator and customer differ. |
|
Universal casino kiosk for cash, tickets and cards, with function of card emitting Invention is related to self-service terminals. Casino kiosk is fit for money issue in response to acceptance and confirmation of authenticity of tickets inserted into device for reception of banknotes/tickets, for reading and confirmation of authenticity of cards inserted into device for reading/recording of cards, recording of data on card placed into device for reading/recording of cards or issued by device for card issue, issue of card for a client, which is given out by device of card issue, on which, for example data are recorded by device for reading/recording of cards. |
|
Electronic cash adapter for automatic teller machine Electronic cash adapter consists of casing side wall of which is provided with connectors for coinbox, bank note box, recycler, cash dispenser; and for connection of electronic cash adapter to automatic teller machine. At that, electronic cash adapter includes also MDB dispatcher of payment systems, virtual coinbox, emulating coinbox on MDB bus with capability of odd money distribution; virtual bank note box, emulating bank note box on MDB bus. Besides electronic cash adapter includes general dispatcher, which initialises system and generates summary information for cash dispenser to work out fiscal check, and cash dispenser control module generating queries for cash dispenser and decrypting queries from it. And also block of cash dispenser interfacing protocol; this block converts data from cash dispenser control module according to protocol RS-232 and transfers data to cash dispenser and MDB dispatcher of automatic teller machine, controlling queries from/to automatic teller machine. |
|
Method and system for conducting transaction using proximity device Method for verification accompanying the process of conducting a transaction using a proximity device comprises the following steps: dynamically generating a first authentication value; transmitting the first authentication value from the proximity device to a terminal; including the first authentication value in a discretionary data field of message data, the message data being arranged in an ISO format; and transmitting the message data from said terminal to a verification device for verification. |
|
Automatic teller machine includes body with protected storage for placement of devices for realization of transactions and card reading device, which has a bunker connected to it for storing cards intercepted by automatic teller machine. Users of automatic teller machine input and receive separate sheets or stacks of sheets through corresponding aperture in automatic teller machine, which sheets may be representing banknotes, checks and other documents. Banknotes received by the automatic teller machine and qualified as valid may be recycled and dispensed to other users. Banknotes evaluated as having doubtful validity, may be marked by removable marks and subjected to additional analysis. Checks, processed by automatic teller machine, may be scanned by image generation device, cancelled and stored in automatic teller machine or, alternatively, may be returned to user. |
|
Automatic teller machine for giving out cash, and method for its operation Automatic teller machine contains a chamber, connected to the frame, cash dispensing device, cash receiving device, container for containing deposits. Also automatic teller machine may contains a printer for printing receipts, device for reading cards. Face side of automatic teller machine may have replaceable panels with apertures for providing access to hardware devices. Also, method for operation of automatic teller machine and method for installing an automatic teller machine are claimed. |
|
Device for dispensing money in automatic teller machine Automatic teller machine contains device for dispensing banknotes, having a clip containing money, device for taking banknotes, device for transporting banknotes and device for dispensing banknotes. Rotary door of the clip opens automatically during insertion of the clip into dispensing device. Taking device is made with possible intake of banknotes through an opening. Spring-loaded blade of cover wall holds the shaft of taking device in conjugating connection with driving pin. Transportation device is made with possible vertical and horizontal movement of banknotes. Transportation device contains transporter belts between intermediate shaft and driving shaft. The intermediate shaft is made with possible vertical movement relatively to the driving shaft to ensure stretching of transporter belt. Transportation device also has convex-conic rollers, which automatically repeatedly center the weakened transporter belt. The latch of dispensing device is installed at banknote dispensing port in automatic teller machine. The latch is opened by a lever connected to bar, in turn connected to latch. The latch is opened due to upward movement of the pin in a recess positioned at an angle. |
|
Arrangement and a mode of detection of jamming of paper for an automatic bank machine Paper for printing the journal of an automatic bank machine is fed from a roll for feeding paper, the arrangement for winding paper receives paper from the printing arrangement, displacement of the arrangement for winding paper is identified by a detector connected with the electronic scheme having a processor. The signals of malfunction are formed by the electronic scheme in response to identification by the detector of the state characterizing jamming of the paper and breakage of the paper. |
|
Automatic teller machine for dispensing money with devices for lighting user interface Automatic teller machine contains user interface. User interface contains a device for reading from cards, an opening for dispensing printed receipts, an opening for dispensing cash and an opening for receiving deposits. Near an appropriate place, where user interacts with certain device for realizing transaction functions, available on automatic teller machine, multicolor light-emitting devices, connected to that place, are positioned. One or more automatic teller machine controllers are selectively programmed for controlling color and duration of output radiation of each light-emitting device in response to program, connected to controller, and to working condition of appropriate device for realizing transaction functions. |
|
Method, device and information carrier for confirming access right to autonomous resources Method includes changing identification information during each new query of autonomous resource, which information is used for identification of carrier during following queries to autonomous resources, by including it in algorithmically converted form on information carrier and in database of central device and checking of its correspondence in a row of previous queries to autonomous resources. Each autonomous resource has memory block for storing conversion algorithms and signs of these algorithms and block for reading/recording carrier information. Central device contains at appropriate data bank addresses the virtual memory blocks for storing information for identification of carriers and memory block for storing a set of algorithms for converting code from one type to another and signs of these algorithms, and for each carrier - information storage address which was used during previous accesses. Carrier contains energy-independent additional memory block for recording, storing and reading additional information code after identification of carrier, available both during manufacture of carrier and its submission to autonomous resource. |
|
Modules of device for feeding banknotes for automatic teller machine Modules of feeding device contain a structure, making it possible to fasten them together in such a way, that they are positioned one above another and are evened out relatively to each other. Modules of feeding device may contain payment means in form of sheets, such as banknotes or other money documents. Modules of feeding device may be used in automatic teller machine, which dispenses payment means in form of sheets of multiple types. Modules contain projecting plate and moveable clip holder, located on its side walls. Projecting plate contains rod made so that it may enter the groove of side wall. First module is fixedly connected to second module by means of clip of first module, preventing movement of rod of second module from groove of first module. Disassembly of fixedly connected modules may be performed by pressing on the clip for detaching modules from each other. |
|
System for distribution of bank products and services System contains subsystem of banking establishment with block for receiving money, block for registering participants and payment block, controlling company subsystem, containing recording device, registration block and block for receiving information about participants of system, output block for aforementioned subsystem is meant for producing information recorded in memory device and transfer over communication channel into block for receiving and counting money of subsystem of payments, which is also connected to payment block of banking establishment. |
|
In accordance to invention, banking machine receives inserted documents, such as bank notes, checks, present certificates or other securities. Inserted documents after receipt in machine and processing are moved to container. Container has internal zone, which is limited by vibrator element, supporting inserted documents. Device performs function of controlling the operation of executive device, which activates vibrator element for shaking documents, to promote compact storage thereof in container. Container is made with possible extraction from device for facilitating comfort of extraction of inserted documents. Movement of container from machine is facilitated due to rolling supports and extending handle. |
|
Electronic credit card is an electronic device capable of transmission/receipt of data and/or digital information into main computer or from it through a terminal station. Terminal station includes self-service banking machines in supermarkets/trading centers, electronic banking self-service machines, electronic payment system devices and native devices of transmitter-receivers, developed with usage of creative dialogue technologies, limited for interface of personal computers, providing latest financial information, including current accounts, on their display. Small keyboards are adapted for inputting personal identification number to activate electronic credit card. Information display 2, including LCD screen or other display screens, provides visual information. Key (3) "ENTER" confirms trading operation. It is also used for activating electronic credit card, when personal identification number is inputted. Sound converter (4) is made on small keyboards (1) for confirming input. Sound converter is also used for activation of financial trading operation through a phone. Transmission/receipt of data is performed through infrared devices (5), magnetic devices (6) and radio-frequency devices (7). |
|
Method of calculating percentage of amount of money When customer uses bankomat to put money, the amount of money is transferred to his/her account automatically to customer's account in central bank. Banknotes are kept in storage unit of bankomat as property of central bank; the calculation of percentage to mentioned amount of money is stopped. If customer takes banknotes from bankomat, the mentioned amount is subtracted from his/her account in the bank. Mentioned amount is deducted by electronic method from account in central bank, and then mentioned amount is transferred from decentralized property of central bank to property of customer. Decentralized procedure of processing of banknotes is created, which procedure doesn't need repetitions and transportation of banknotes, which operations are characteristic for centralized procedure of processing of banknotes. |
|
Terminal payment device for carrying out payment data exchange Data are transferred from terminal payment device via mobile telephone unit and mobile speech communication network to authorization center or backwards from the payment center via mobile speech communication network and mobile telephone unit to the terminal payment device. The data are transferred in spoken mode. Another method is applied when transferring data from the terminal payment device via the mobile speech communication network to the authorization center from the payment center via said network to the terminal payment device. |
|
Device and a system of automatic bank machines User computer exchanges hypertext (HTML) documents and messages via TCP/IP protocol with servers for performing bank operations by user. Hypertext documents and messages being exchanges via TCP/IP protocol are processed in part of processing of hypertext documents and transferred to part of software program of devices, and also to part of mating software of devices, to support local control over functioning of devices, including devices for mating user interface and banking machine. |
|
Method for realization of wireless operation, includes receipt by control system of order for operation and spoken authentication code from operation client. After authentication of spoken authentication code, operation code is transferred from system for controlling operations to wireless communication system. Then code of operation is optically scanned from video terminal of wireless communication device for providing ordered commercial operation. |
|
Method for realization of wireless operation includes placing an order for operation from wireless communication device to operation device and transfer of spoken operation authentication code from wireless communication device to operation device. After authentication of spoken authentication code wireless communication device receives code of operation. After receiving operation code, operation code is displayed on video terminal of wireless communication device and optically scanned from it for providing a legal commercial operation. |
|
Method for controlling bank notes processing systems Method includes readjustment of wireless control station dependently on its position relatively to bank notes processing machines, for example, control station will be adjusted to control machine closest to it. Also, during station adjustment procedure, access rights of station operator may be taken into consideration. |
|
Method and device for facilitating wireless electronic commercial operations Method includes receipt by operations execution system of request for operation from operation requester, and identification of operation requester. After identification of requester of operation, code of operation is transferred from operations executing system to wireless communication device of requester. After receiving operation code, operation code is optically scanned from video terminal of wireless communication device of requester by the system for executing operations. |
|
System for performing cashless financial operations System has keyboards, output connecting device, central processor unit, modems, wireless communication device, identification block, processing center. Wireless communication device and each modem have a set-point generator, phase manipulator, scrambler, first mixer, first heterodyne, amplifier of first intermediate frequency, first power amplifier, duplexer, transceiver antenna, second power amplifier, second mixer, second heterodyne, amplifier of second intermediate frequency, multiplier, band filter, phase detector and descrambler. |
|
System for cashless transactions System has personal mobile units connected via communication network, means for generating service request, identification center for primary code of mobile network client, processing center of bank ad processing center of seller. |
|
Device has energy-independent electronic memorizing device and microcontroller. |
|
Method for using and paying for internet services through mobile communications According to method user of mobile radio communication pays for during exploration of internet using end device, capable of WAP protocol for certain content (information, database viewing, public transportation schedules, games) insignificant money sums. Current payments are effectively and reliably paid for through mobile communication network. User data for transaction is stored in databank of payment inter-network gate. User allows provider to use some sum, from which provider takes sums of new payments. |
|
|
|
System and method for forming digital signature using an atm System has an ATM, supporting operative connection to server of memory devices and having data input device, displaying device, computer data processing device, providing for encryption of electronic document with electronic signature with use of private key of user. Memory devices server provides for recording of private key of user in a way, that it is matched by storage for safe data preservation and/or financial account of said user. |
|
Atm system and method for realization thereof Device has devices for performing banking operations, visual displaying devices, data input devices, software applications and documents, while ATM outputs user interface via visual displaying device, located at the front, and also outputs user interface, meant for technical service, via visual displaying device, positioned at the back. |
|
Atm and method for its operation (variants) Methods for inputting data into ATM include following steps: forming an input signal when function key or auxiliary keyboard key is pressed at ATM panel, at the same time data inputted into ATM are assigned to pressed key, conversion of input signal from key to input signal, matching coordinate data of point of a point on screen of ATM, previously matched with pressed key, redirection of coordinate data input signal into computer data flow, meant for data input from mouse. Method for data input may have additional steps: forming of signal by pressing key of auxiliary keyboard, conversion of input signal from auxiliary keyboard key to input signal, matching key on standard letter-digit keyboard, previously matched with pressed key; redirection of received input into data flow of computer, meant for inputting data from standard keyboard. ATMs have computer and at least one device for performing financial operations in response to data input in computer, performed in accordance to methods for inputting data into ATM. Devices for storing software have software, providing for control of ATM in accordance to methods for inputting data in ATM. |
|
Electric power metering system System can be used for registration, metering and payment of consumed electric power by different users. System has recording unit being common for all users which unit is placed in power service stations, metering unit located at any user's place at the point where the unit is connected to network and information chart for any user. Recording unit provides recording of data on paid amount of electric power onto user's information chart. Metering unit provides reading information on paid amount of electric power out of user's information chart as well as permanent comparison of consumed and paid amount of electric power and switches the user from electric circuit in case the paid amount is over. |
|
Automated information and analysis system for estimating financial risks System has workplace for analyst-operator, connected to server via connection line, which server has: means for forming a data set concerning current state of portfolio and payments concerning portfolio tools, means for forming a set of variants for controlling portfolio of financial tools, means for forming database and calculating statistic characteristics on basis of history values of risk factors, means for building prognoses in form of debt coefficients matrix, means for calculating risks and means for forming reports. |
|
Method for formation and check-out of payment document The information meaningful for the payment document is introduced in the computer of the financial settlements and check-out center, the payment document is formed in the form a text and the first dot-and-dash code line and introduced in the electronic data base, the document is displayed for payment to the payer, the payer introduces the information on the quantity of consumed resources and the sum of payments to the document according to the acting tariff rates, these data are introduced in the cash register of the payment reception center with the date of payment, types and sums of payments, these data and the second dot-and-dash code line with these data on the document are represented by means of the cash register, it is sent to the financial settlements and check-out center, the first and second dot-and-dash code lines are read out, the information is compared with the electronic base, entered together with the information on reception of the payment in its electronic data base. |
Another patent 2513885.