System for processing banknotes within the geographically restricted area
The invention relates to systems for processing banknotes. It can be used when transporting, sorting and storage of banknotes allows to obtain a technical result in the form of lower mileage vehicles, simplify operations, transportation, sorting and storage of banknotes. This result is achieved due to the fact that the data center has two-way communication with machines for the processing of banknotes and vehicles and is intended to provide information on the release from the bills or recharge machines for banknotes banknote processing, decision-making about the team vehicle, determining a movement towards a certain machine for processing banknotes, informing the National Central Bank on the number of banknotes, prisoners in machines for processing banknotes in each moment of time. 1 Il.The technical FIELD TO WHICH the INVENTION RELATESThe present invention relates to a system for processing banknotes within the geographically restricted area. Despite numerous predictions of the inevitability of "cash-strapped society", amount, nominally representing banknotes in circulation, not umenshaetsya electronic technologies, for example, such as smart cards. Studies conducted in 1995 showed that the monetary value in USD amount in circulation banknotes per capita amounted to 528 and England, 662 in Canada, 891, France, 1082 in Italy, 1312 in Sweden, 2025 in Germany and 3873 in Japan.The processing of banknotes exclusively the road and still causes a lot of manual work and a lot of transport flights to customers, enterprises, banks, and from them, as well as the national Central Bank, for the purpose of grading the quality and to track counterfeit banknotes.The account of banknotes is the number of different cases during this treatment, so the security issues are significant. The cost of banknote processing only in Sweden, according to estimates, is at 1.3 billion dollars. If interpolate this number in accordance with the population in the European Union, the cost of treatment is about 45 billion dollars.By introducing a more streamlined and decentralized system for processing banknotes can achieve great savings. The transition to a common currency provides an excellent opportunity to promote the wide steps to the implementation efficiency of billions of euros.The LEVEL of TECHNOLOGYIn the art there are known various types of ATMs to Deposit and withdrawal of banknotes. These ATMs can be equipped with a means of considering bills, as well as the means to establish the quality of the banknotes and/or means to search for counterfeit banknotes. Although such banking machines operate satisfactorily, they do not exclude the aforementioned costly processing of banknotes in society, which include double counting bundles of banknotes during their regular treatment.The INVENTIONWith the intention to eliminate the above-mentioned high costs incurred during normal operations, a banknote processing, we propose a new system for processing banknotes within the geographically restricted area. This system includes a variety of machines for the processing of banknotes, which are distributed according to the mentioned area for investment and withdrawal of banknotes and which is configured to gather in packs and excessive packaging of banknotes of acceptable quality and banknotes unacceptable quality, or even counterfeit banknotes. The system also includes an information centre, which is common to the above-mentioned variety of vehicles and which developed the ins, moreover, such information includes data concerning the availability of the stored banknotes, Packed banknotes, banknotes unacceptable quality, as well as banknotes, which are probably fake.The system also includes a multitude of vehicles for transportation of Packed banknotes to those machines from them in response to commands from the information center and in accordance with the information sent from the machines in the information center.This system eliminates the need for regular transportation of banknotes in the National Central banks for grading quality and search is probably forged banknotes. Because the machine account and seal packaging excessive bills in the so-called interchangeable cassettes, eliminates the need for sequential control account. During transport the banknotes stored in sealed cassettes. Cassettes containing excessive banknotes are not opened until and unless there is a need to use these notes. Cassettes that contain counterfeit banknotes or banknotes of low quality, are transported to the banknote processing center of the National Central Bank. Each cassette support which lists the contents of the cartridge. The cartridge may be removable and exposes any attempt of illegal opening of the cassette.One or several information centers established or are established for each geographically limited areas, such as countries, and is responsible, or responsible for statistics relating to the needs in the notes and routes of banknotes, and also has or have two-way operative connection with the banking machines and vehicles. These latter tools are equipped to service machinery, spare parts, plastic materials for magazines and packaging, etc.,The machine will inform the information centre on the number of nested and withdrawn banknotes, the number and denominations of the banknotes in the respective machines, the number of counterfeit banknotes, which could be identified, the number of banknotes of low quality that are identified, and the number of tapes available. The information center also receives information when the machine needs to be freed from banknotes or Deposit banknotes. If necessary, this information can also be sent to the national Central Bank, and thereby to allow the Bank that owns the machine immediately and continuously adjust its reporting p is the number of banknotes, prisoners in machines at each moment of time, the number of banknotes of low quality, which must be destroyed by the National Central Bank, and immediately reports any fake banknotes that could be detected.Each machine can be programmed in accordance with the demand for banknotes on a particular day or part of day during the whole year, thus ensuring that planning for future needs in the notes and, therefore, more efficient use of vehicles.INFORMATION CONFIRMING the POSSIBILITY of carrying out the INVENTIONNow will be described more detailed description of the invention with reference to the accompanying drawing.A lot of cars 11, 12, 13, 14,..., 1n for processing banknotes are located across geographically restricted area 1 for the investment and withdrawal of banknotes. These machines are made with the possibility of gathering in packs and packaging tapes excessive bills of acceptable quality, on the one hand, banknotes unacceptable quality, on the other hand, as well as any counterfeit banknotes, which could be identified with a third party.The system also includes multiple vehicles 18, 19, 20, 21 for transportation is rationem center 10 on the basis of information sent from machines in this information center.The drawing shows two banks 16, 17, which may be the owners of the machines and which are responsible for these machines within their respective regions geographically restricted area 1. The primary responsibility for the processing of banknotes in society assigned to the national Central Bank 15. Connection relationships between the different elements of the system (machines for the processing of banknotes and information center, vehicle information centre, banks and information centre, banks and the National Central Bank) is shown in dashed lines.Because each vehicle, every vehicle, every protected bag used in connection with the transportation of cassettes and/or banknotes between the various elements of the system, and every person acting in the system can be assigned an individual ID (code), the information center will manage the placement of notes and/or tapes and their destination in each time. This provides a very reliable, simplified and economical system for the modern banknote processing.
ClaimsSistei banknotes, located in the geographically restricted area for the investment and withdrawal of banknotes, and referred machine is configured to gather in packs and packaging tapes excessive bills of acceptable quality, banknotes unacceptable quality and any detected counterfeit banknotes, and a bundle of bills, Packed in a cassette, sealed to expose any unauthorized opening of the cassette, the information centre, which is common to the above-mentioned variety of vehicles, for receiving information from the mentioned machines and send information and control signals in them, and such information includes the actual data, related to the presence of stored banknotes and Packed in cassettes banknotes acceptable, unacceptable quality, and any detected counterfeit banknotes, and a multitude of vehicles for transportation of Packed in cassettes banknotes to those machines from them in response to commands from the information center issued in accordance with information sent from the machines mentioned in the information center, wherein the information center has a two-way communication with machines for the processing of banknotes and vehicles and pregnancybrunette banknotes, deciding on the command vehicle, which determines the movement to a certain machine for processing banknotes, informing the National Central Bank on the number of banknotes, prisoners in machines for processing banknotes in each moment of time.
FIELD: formation of payment documents.
SUBSTANCE: the information meaningful for the payment document is introduced in the computer of the financial settlements and check-out center, the payment document is formed in the form a text and the first dot-and-dash code line and introduced in the electronic data base, the document is displayed for payment to the payer, the payer introduces the information on the quantity of consumed resources and the sum of payments to the document according to the acting tariff rates, these data are introduced in the cash register of the payment reception center with the date of payment, types and sums of payments, these data and the second dot-and-dash code line with these data on the document are represented by means of the cash register, it is sent to the financial settlements and check-out center, the first and second dot-and-dash code lines are read out, the information is compared with the electronic base, entered together with the information on reception of the payment in its electronic data base.
EFFECT: automated formation of documents with due account made for payments determined by the floor space, quantity of people living there and the quantity of the consumed resources.
8 cl, 1 dwg
FIELD: computer science; finance.
SUBSTANCE: system has workplace for analyst-operator, connected to server via connection line, which server has: means for forming a data set concerning current state of portfolio and payments concerning portfolio tools, means for forming a set of variants for controlling portfolio of financial tools, means for forming database and calculating statistic characteristics on basis of history values of risk factors, means for building prognoses in form of debt coefficients matrix, means for calculating risks and means for forming reports.
EFFECT: lower risks.
10 cl, 3 dwg
FIELD: metering equipment.
SUBSTANCE: system can be used for registration, metering and payment of consumed electric power by different users. System has recording unit being common for all users which unit is placed in power service stations, metering unit located at any user's place at the point where the unit is connected to network and information chart for any user. Recording unit provides recording of data on paid amount of electric power onto user's information chart. Metering unit provides reading information on paid amount of electric power out of user's information chart as well as permanent comparison of consumed and paid amount of electric power and switches the user from electric circuit in case the paid amount is over.
EFFECT: improved comfort, precision and quality of monitoring of electric power consumption.
SUBSTANCE: methods for inputting data into ATM include following steps: forming an input signal when function key or auxiliary keyboard key is pressed at ATM panel, at the same time data inputted into ATM are assigned to pressed key, conversion of input signal from key to input signal, matching coordinate data of point of a point on screen of ATM, previously matched with pressed key, redirection of coordinate data input signal into computer data flow, meant for data input from mouse. Method for data input may have additional steps: forming of signal by pressing key of auxiliary keyboard, conversion of input signal from auxiliary keyboard key to input signal, matching key on standard letter-digit keyboard, previously matched with pressed key; redirection of received input into data flow of computer, meant for inputting data from standard keyboard. ATMs have computer and at least one device for performing financial operations in response to data input in computer, performed in accordance to methods for inputting data into ATM. Devices for storing software have software, providing for control of ATM in accordance to methods for inputting data in ATM.
EFFECT: higher efficiency.
SUBSTANCE: device has devices for performing banking operations, visual displaying devices, data input devices, software applications and documents, while ATM outputs user interface via visual displaying device, located at the front, and also outputs user interface, meant for technical service, via visual displaying device, positioned at the back.
EFFECT: higher reliability, higher trustworthiness.
13 cl, 11 dwg
SUBSTANCE: system has an ATM, supporting operative connection to server of memory devices and having data input device, displaying device, computer data processing device, providing for encryption of electronic document with electronic signature with use of private key of user. Memory devices server provides for recording of private key of user in a way, that it is matched by storage for safe data preservation and/or financial account of said user.
EFFECT: possible preservation of integrity and confidentiality of electronic documents during large amounts of time.
13 cl, 19 dwg
SUBSTANCE: system has server computer station and coordinating server application, providing for receipt of tasks from subjects and distributing these between multiple ATMs, which realize bank transactions, for example, dispense cash from cash dispenser, and processing of coordinating server application task during idle time of ATM as it is.
EFFECT: broader functional capabilities, higher efficiency.
5 cl, 6 dwg
FIELD: mobile communications.
SUBSTANCE: according to method user of mobile radio communication pays for during exploration of internet using end device, capable of WAP protocol for certain content (information, database viewing, public transportation schedules, games) insignificant money sums. Current payments are effectively and reliably paid for through mobile communication network. User data for transaction is stored in databank of payment inter-network gate. User allows provider to use some sum, from which provider takes sums of new payments.
EFFECT: higher reliability, higher speed of operation.
6 cl, 2 dwg
FIELD: data carriers.
SUBSTANCE: device has energy-independent electronic memorizing device and microcontroller.
EFFECT: higher reliability, higher efficiency.
3 cl, 1 dwg
FIELD: cashless payment technologies.
SUBSTANCE: system has personal mobile units connected via communication network, means for generating service request, identification center for primary code of mobile network client, processing center of bank ad processing center of seller.
EFFECT: higher efficiency.
6 cl, 1 dwg